Corporate Credit Analyst We are looking for an experienced individual to join our Corporate Credit team, where you will provide credit analysis, making recommendations and underwriting in relation to lending for our corporate customers and dealer partners for TFSUK, Mazda Kinto and One Toyota Fleet Team. Working as a Corporate Credit Analyst, you will compete analysis, recommendation and underwriting for lending of funding requests ranging from £125k to £250m for submission to our UK Underwriters and European Credit Committee. Duties: Provide a high standard of financial analysis preparing credit reviews and make recommendations for lending for submission and approval by relevant authorities. Recommend frequency of future reviews and stock audit controls through our clearly defined grading structure. Demonstrate knowledge and understanding when reviewing and approving underwriting submissions at the appropriate authority level. Manage the update of Management Information provided by Toyota and Lexus Centres, reviewing Management Information for early warning signals, risk indicators & adverse trends, utilising excel skills and escalating issues as appropriate. Assist in the management of credit related and underwriting policies and procedures, ensuring they are maintained and comply with SOX, Money Laundering and GDPR requirements. Demonstrate knowledge and understanding in matters relating to credit, financial analysis, underwriting and facility approval or financial by acting as a reference point for relevant departments and colleagues. Assist in managing the parameters and security of Dealer funding instruments, across various product ranges including new car funding, used car funding, current account, demonstrator facilities, term loans and mortgages. Take ownership and responsibility for ensuring performance against published service standards. Experience Required: Previous experience of interpreting corporate accounts, performing financial analysis and underwriting of corporate customers. Ability to analyse data and identify trends. Good understanding of Microsoft Office products, specifically Excel (V-lookups, X-lookups, pivot tables, macros). Basic PowerPoint and Power BI skills. Individuals Attributes & Behaviours: Excellent verbal and written communication skills. Keen problem solver. Numerate with an aptitude of working with figures/data. Capable of building strong working relationships and liaising with all levels of staff/management and external customers. Benefits: At Toyota Financial Services (TFS) it is more than just an externally bench-marked salary and bonus, we also offer: Hybrid working pattern is 2 days in the office and 3 days from a location of your choice. Access to attractive car schemes for you (& your family) for Toyota & Lexus cars Excellent pension scheme (up to 6% employee contribution and 15% employer contribution). Generous annual leave of 25 days which increases with service and holiday purchase option Private Medical Healthcare (single, partner/spouse and dependent children) with Digital GP Service Group Income Protection cover with Aviva including physical, mental, and financial wellbeing services Employee Assistance Program Eye tests Onsite gym, Sports and Social Club, & flu jabs to keep you healthy Wellbeing hour each month and many more initiatives throughout the year to encourage a healthy mind and body, and to raise awareness and celebrate diversity, equity and inclusion. Dress for your day policy to make you feel comfortable at work Eco HQ, free parking & restaurant Two volunteering days per year Reward gateway voucher discounts Flexible working scheme and we welcome flexible working conversations at interview Regular 121s with your manager, a personal development review (PReview) each quarter A wide range of learning & development opportunities including Linked In Learning courses £250 contribution towards you learning something new outside of work Annual events (e.g., summer party, BBQ & Xmas party) including Countdown to Christmas events every December - it is so much fun! Our Recruitment process: At Toyota Financial Services (TFS) we value everyone and are pleased to be recognised as a Disability Confident Employer, which is a national standard that ensures our processes are accessible to all. Everyone is unique, and that means what works for some may not work for everyone. When it comes to recruitment, please do let us know if we can adjust our process to be meet your accessibility needs. Some examples of how we might be able to help are listed below: Providing a copy of interview questions before the interview Organising a time and location that best suits you Allowing additional time for the assessment and interview We are happy to review any adjustment on a case-by-case basis, so please let us know how we can support you to be your best self.