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Our client is seeking a dedicated and detail-oriented Credit Risk Analyst to join their dynamic team. This role offers an exciting opportunity to be part of a leading provider of tools, equipment, and support services to a wide range of industries across the UK and Ireland. The company is at the forefront of innovation, revolutionising the hire industry with its passion for cutting-edge technology. As a Credit Risk Analyst, you will play a crucial role in supporting all credit risk management activities within the Finance Department. With a competitive salary of £28,000 and based in Trafford Park, this role is perfect for those looking to take their career to new heights As a Credit Risk Analyst, your primary responsibility will be to support the Credit Risk Manager in delivering all credit risk management activities. You will be instrumental in providing fit-for-purpose credit solutions that drive business growth. Your role will involve educating colleagues on Credit Risk Management, managing the credit limit review process, adhering to KPIs, and promoting a culture of continuous improvement. You will also work closely with our chosen Credit Reference Agency and act as a deputy to the Credit Risk Manager when required. Support the delivery of fit-for-purpose and forward-thinking credit solutions to facilitate business growth Educate colleagues on Credit Risk Management Manage the credit limit review process proactively Adhere to Key Performance Indicators (KPIs) Promote a culture of continuous improvement within the team Minimise bad debt provision & write-offs Allocate and assess customer risk categorisation using industry-standard methods Assist in the assessment of new Customer credit risk processes including initial credit/fraud risk assessment Collaborate with chosen Credit Reference Agency Act as a deputy to the Credit Risk Manager when required The ideal candidate for this Credit Risk Analyst position brings at least two year's experience in a similar role. You will have knowledge of credit insurance processes and monitoring, as well as an understanding of the debt recovery/pre-litigation provider market. Your ability to interpret data quickly and act upon it, coupled with your stakeholder engagement and management skills, will be crucial to your success in this role. Experience working in a high transaction environment with fast pace deadlines is essential. The company are looking for a highly motivated and proactive team player who is computer literate with good excel skills. At least two year's experience in a similar role Knowledge of credit insurance process and monitoring Understanding of the debt recovery/pre-litigation provider market Highly numerate with an ability to interpret data quickly and act upon it Stakeholder engagement and management skills Experience working in a high transaction environment with fast pace deadlines while remaining supportive to their business Highly motivated and proactive team player Computer literate with good excel skills Click on the link to apply Robert Walters Operations Limited is an employment business and employment agency and welcomes applications from all candidates
Senior Credit Risk Analyst- Nottingham (Hybrid 2 days a week)- £50K- £60K My Client is on the search for a Senior Credit Risk Analyst to be responsible for driving insight on credit risk strategies using varying data approaches; regularly monitoring key trends in the portfolio and the wider market and identifying risks that operate with them; and analysing and presenting reports to stakeholders. This role also supports a variety of risk management activities including credit decisioning and impairment models. As a Senior Analyst you'll have the opportunity to manage and mentor junior team members and work on in-depth project-based analysis. Key Responsibilities: Identify new opportunities to improve credit performance, communicate the benefit to key stakeholders and support implementation and monitoring of new strategies. Evaluate new and current customers creditworthiness to ensure the business continues to lend safely and remains within Risk Appetite. Produce timely and accurate credit risk MI and analysis, communicating any trends or concerns, drawing conclusions, and recommending action. Develop and maintain credit risk models to assess the probability of default, loss given default, and exposure at default. Support advanced model development, regular model insights and out of course analytical insights and investigations. Improve credit risk models, data and processes, by identifying improvements that can be made and recommending potential solutions. Key Requirements: In- depth knowledge of standard and advanced analytical techniques. Knowledge and confidence using SQL, Python, SAS and/or R. Knowledge of a variety of risk management topics such as IFRS9, IRB, Climate risk, and automated credit decisioning. Understanding of Credit Reference Agency data and uses in portfolio monitoring. Awareness of the Regulations including EBA Capital Requirements, Mortgage Credit Directive, FCA Mortgage conduct of business, GDPR and PRA Supervisory Statements. In depth understanding of IFRS 9 accounting standard and impairment modelling. Strong critical thinking, interpretation, and facilitation skills. Excellent problem solving and decision-making skills. If interested, please send your CV to NOTE- This Client cannot provide sponsorship so candidates need to have valid right to work Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately, your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.If you would like this job advertisement in an alternative format, please contact MERJE directly.