Job Title: Mortgage & Protection Advisor
Location: Coventry and Surrounding towns
Company: HR Financial Services
Employment Type: Self-Employed
On-Target Earnings: £40,000 - £80,000 (uncapped commission)
**About Us
At HR Financial Services, we do things differently. We're a close-knit, supportive team that treats each other like family - not just colleagues. As an established and trusted mortgage and protection firm, our focus is always on people: our clients and our advisors.
We're proud to offer a warm, collaborative environment where advisors are truly valued, provided with full back-office support, and given the tools to thrive. Whether you're looking to step away from a high-pressure corporate setting, or you're an experienced advisor seeking more flexibility and better work-life balance, HR Financial Services could be the perfect fit.
**The Opportunity
We're looking for a motivated, customer-focused Mortgage & Protection Advisor to join us on a self-employed basis. You'll receive high-quality lead support, full administration assistance, and access to market-leading tools and systems - allowing you to focus on what you do best: giving excellent advice and building trusted relationships.
This is a fantastic opportunity for someone who wants the freedom of self-employment without feeling like they're on their own.
**What You'll Be Doing
- Providing expert mortgage and protection advice across a range of products and client needs
- Conducting thorough fact-finds and delivering tailored recommendations
- Managing client cases from application through to completion with admin support
- Keeping up to date with market trends, criteria changes, and compliance requirements
- Building long-term client relationships through exceptional service
- Meeting performance and income targets in a fully supported environment
**What We Provide
- ? Uncapped earning potential - realistic OTE £40k-£80k+
- ? Qualified lead support to help build your pipeline
- ? Full admin and case progression support - so you can focus on advice
- ? Access to a competitive panel of lenders and protection providers
- ? CRM and sourcing systems provided
- ? Regular training, mentoring & CPD
- ? A family-feel team culture - where you're heard, supported and appreciated
- ? Remote working flexibility - work from home, or in-person if preferred
- ? No micromanagement - just support when you need it
**What We're Looking For
- CeMAP (or equivalent) qualified
- Minimum 12 months' experience in a regulated mortgage advisor role
- Confident in advising on life, critical illness, and income protection
- Able to manage your own diary and workflow
- A self-starter with a strong work ethic and desire to build long-term income
- Passion for providing outstanding client service
**Desirable (but not essential)
- Experience in complex or specialist cases (e.g., self-employed, adverse credit)
- Whole-of-market knowledge
- Existing client bank or introducers
**Join Us
If you're looking for a place where you're more than just a number - where your success is celebrated and your wellbeing matters - then we'd love to hear from you.
?? To apply, please send your CV and a short introduction to [Insert Contact Email or Link].