Credit Underwriter Asset Finance
I'm currently looking for experienced, Asset Finance Credit Underwriting professionals, who are available in the south of the UK, London and home counties areas.
You will need to have experience as underwriters also within Super car finance deals, Working on average deal size's of around £100k - £200k.
This is an absolutely fantastic company to work for, offering a great team working environment, as well as lots of room for progression.
Duties;
- Analyse, assess, document compliant credit decisions of loan applications within a robust mandate structure, falling under the Senior Credit Manager mandate level.
- Provide oversight of credit workflow to help deliver excellent services within SLA's, escalating any capacity requirements.
- Monitor Credit KPI's across the portfolio and consider a balance between returns and risk exposure.
- Assist with the preparation and reviews of credit reports for management, committees and nominated third parties.
- Improve the liaison and communication within the wider Credit Management function.
- Contribute and deliver solutions for projects assigned by the Head of Underwriting.
- Fully compliant with all training.
Experience;
- At least 3-5 years' of Credit and underwriting experience within asset finance.
- Ability to interpret financial statements, management accounts and individual's financials to demonstrate a requirement of affordability.
- Strong numeracy, data driven, reporting and Excel skills.
- Excellent interpersonal and communication skill to customers, the credit team and line management.
- Highly organised and attention to detail.
- Ability to work under pressure, on multiple tasks and to tight deadlines.
- The individual will provide diligent credit underwriting, in Asset Finance industry.
- Ability to underwrite Asset Finance supercar applications for both Regulated and Unregulated requests.
- Able to communicate at all levels with attention to detail.
- Self-starter, capable of learning quickly.
- To excel in delivering a customer focused solution within risk appetite.