The role involves creating credit risk insight across our new and existing consumer base. You'll be diving into credit risk data and creating easy to understand, value-adding insight that will be at the heart of how we enhance our credit risk strategies. This will entail the identification of emerging trends, investigating the reasons behind those trends and revealing potential areas for improvement that will keep us steps ahead of the game
Client Details
Our client is a leading company in the Business Services industry, known for its large-scale operations in Reading across other areas of the UK. With over 5000 employees, they consistently deliver top-tier services, maintaining their position at the forefront of their industry.
Description
- Designing, developing and deploying effective decisioning policies, producing actionable proposals and implementation plans to optimise our business and support customer outcomes.
- Monitoring the risk:reward profile of the portfolio (with customer lifetime value models), reviewing and proposing changes to acquisition strategies.
- Segmenting the portfolio by suitable risk-related variables to identify any emerging trends, concentrations and potential new risks.
- Producing clear and easy-to-understand analytics to drive the key points home and support business direction setting.
- Apply commercial acumen to interpret results and produce actionable recommendations to optimise how we deal with risk
- Supporting the refinement of the affordability strategies.
- Analysing retro data to inform lending strategy, identify predictive features, and set our risk appetite.
Profile
A successful Credit Risk Manager should have:
- A degree in Finance, Accounting, or a related field.
- Proven experience in a Credit Risk Manager role or similar.
- Strong understanding of financial analysis and risk assessment.
- Excellent knowledge of regulatory requirements and compliance.
- Exceptional leadership, communication, and decision-making skills.
- Experience within thetelecomms industry
Job Offer
- Competitive salary
- Majority remote with very occasional travel to sites in Reading and other areas of the UK.
- Market leading benefits package
- Please apply to leanr more!