Buy To Let Underwriter
Location: Watford
Salary: Up to £45,000 + Private Health Care + Generous Holiday Entitlement + Many more
Role Responsibilities: The overall responsibility is to underwrite BTL loan applications in accordance with the firms' lending criteria, policies, and procedures.
- Underwriting and assessing loan documentation, including valuation reports, and requesting additional information from brokers where required, highlighting any concerns.
- Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for
- Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained.
- Recommending and referring cases to credit committee where credit committee approval required.
- Liasing with introducers, valuers, and solicitors.
- Over seeing cases from inception through to completion.
Skills:
- Pass internal competency tests post induction.
- Attention to detail.
- Ability to work as part of a team.
- Good written and verbal communication skills
- Strong understanding of FCA requirements and regulations
- Experience underwriting mortgage applications.