An excellent opportunity has become available for an experienced Underwriter to join a global financial services provider. This is a hybrid role, 2 days a week in their Rickmansworth office.
As the business' underwriter, you will be responsible for a range of duties such as:
- Handle dealer enquiries professionally via phone and email.
- Support the conversion of declined finance applications into acceptable proposals within risk guidelines.
- Manage deferred applications by following up promptly and thoroughly.
- Assess referred finance proposals within delegated authority; escalate when needed.
- Interpret financial statements to make informed credit decisions.
- Investigate CIFAS alerts diligently and escalate potential fraud cases.
- Proactively flag operational issues and suggest practical solutions.
- Meet departmental KPIs and service standards.
- Collaborate across departments to support operational goals.
- Contribute flexibly to team tasks as required.
- Maintain compliance with internal policies, industry standards, and relevant legislation (e.g., Consumer Credit Act, Money Laundering, Data Protection).
- Actively safeguard the business against fraud and financial risk.
To be considered for this role, you must have:
- Asset underwriting experience
- A keen eye for detail
- Strong communication skills
- A pro-active attitude
- The ability to work well in a team and independently
- Be a forward-thinking problem solver
The successful candidate will be rewarded with a competitive salary, excellent career progression and potential bonus.