About the Business:
This is leading provider of IT infrastructure to corporate and public sectors. There's a uniqueness to this business - what they do, how they do it, and why they do it. That's because they help customers to use technology to succeed, by putting their employees first. They give everyone the chance to step up and show how much they can achieve. They succeed when all of their people succeed. This is shown by being in the top 10 organisations to work for last year for work/life balance and culture!
What you'll be doing:
This role will be a key member of the credit underwriting and risk team supporting this rapidly growing and dynamic IT solutions business. This passionate, highly numerate underwriter will work closely with the finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to customers.
As a Credit Underwriter, you'll be responsible for:
- Delivering timely credit decisions within stated credit parameters and own underwriting authority.
- Provide commercially balanced recommendations, balancing risk whilst driving business and supporting customer requirements.
- Make recommendations with supporting substantiated rationale on deals outside of own personal credit underwriting mandate.
- Assist with the day-to-day credit management and decision-making process.
- Work with other areas of the Business to ensure correct lending decisions and fair outcomes for customers.
- Obtain and analyse financial, risk and market information.
- Maintenance of credit processes to ensure integrity and accuracy of data.
What will be expected of you:
- Be a highly numerate and motivated individual with demonstrative experience in a credit underwriting role.
- 4+ years of experience, ideally in a B2B industry.
- Proven analytical skills with ability to document findings and make recommendations.
- Strength of character to stand by decisions and explain to those less familiar with credit risk.
- Demonstrable ability to think around a subject, considering risk implications of our current policies and procedure.
- Ability to take calculated risks with favourable outcomes.