£10K/yr to £100K/yr
London, England
Permanent, Variable

Credit Analyst

Posted by QBE Management Services (UK) Limited.

**Primary Details

Time Type: Full time Worker Type: Employee

The opportunity

Following sustained growth plans, we are seeking an experienced Credit Analyst to join and support our highly skilled Trade Credit and Surety team with the aim of delivering essential high-quality credit reports for our credit committee.

This is a great opportunity for the successful individual to either begin or continue their career within Insurance whilst developing relationships with senior stakeholders across multiple functions at QBE.

Ideal candidates will have demonstrable analytical skills, a passion for detail and the ability to translate complex financial information effectively with a basic understanding of mergers, acquisitions, and debt structures.

Your new role

  • Prepare detailed credit reports to our credit committee that interpret the financial implications of the financial ratios, cash flow analysis, leverage, liquidity, and industry trend analysis.
  • Analyse and interpret the financial implications of mergers and acquisitions.
  • Monitor a risk portfolio in line with our Risk Underwriting guidelines.
  • Undertake buyer meetings with key risks and produce appropriate credit reports justifying the underwriting stance.
  • Collaborate with the Trade credit and Surety team, to gather the necessary information to support the decision-making process.
  • Maintain a sound understanding of industry trends by keeping abreast of relevant macro-economic factors.
  • Positively promote the QBE DNA Values.

About you

  • Demonstrable experience within a financial services organisation and or related role.
  • Ability to achieve deadlines under pressure with individual accountability.
  • Business acumen with in-depth knowledge of financial accounts.
  • Knowledge of export markets desirable but not essential.
  • Understanding of corporate risk management.

Why QBE?

We understand that one size doesn't fit all and that priorities can change depending on your life stage. That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you. It's in the culture of our business, our QBE DNA, to support our people. Everything we do is underpinned by our QBE DNA - because we know it's not just what we do that matters, it's how we do it that makes the difference. In addition to this, we also offer flexible parental leave for both parents and have several employee network groups that support and empower our diverse workforce.

At QBE, we view our people as our most precious asset. We understand the importance of fostering a work environment that is responsive to the changing needs of today's workforce. QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job, we have adopted flexible working across the company and welcome this conversation (https://careers/flex-qbe/).

Some of the award's QBE are proud to have won, been a finalist for, and shortlisted for include;?

5-star Diversity, Equity and inclusion (DEI) awards, 2023 Winner - Insurance Business Canada

Employer of the Year 2022 Winner – Insurance Insider

British Claims Awards 2022 Winner - InsurTech Award?

Insurance Times Claims Excellence Awards 2022 Winner - Claims Product Solution of the Year?

Working Families Best Practice Awards 2021 Finalist for:Best COVID-19 Response??

Insurance Post British Insurance Awards 2022 Shortlisted for: Best Customer Care, Diversity & Inclusion Initiative of the Year 2022, Specialist Insurer of the Year (for Construction), General Insurer of the Year?

We are proud to have partnerships with organisations such as Stonewall and Working Families, and our commitment to the Women in Finance Charter, the UN Women's Empowerment Principles and Race at Work charter helps keep us accountable and transparent

Inclusion of Diversity

We are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in.

We know that diversity of thought, background and experience enables better decision making, improves the quality of our delivery and helps us to meet the needs of our customers.?

ESG & Sustainability

At QBE, we believe that integrating sustainability into our business helps us deliver on our purpose of enabling a more resilient future. Our three key focus areas include fostering an orderly and inclusive transition to a net-zero economy, enabling a sustainable and resilient workforce and partnering for growth through innovative, sustainable and impactful solutions. For further information regarding QBE's sustainability targets, including our net-zero pledges and inclusion of diversity targets, and our award-winning impact investment initiative ‘Premiums4Good', please visit our Sustainability homepage and read our latest Sustainability Report (Link).