A great new opportunity have arisen for experienced 2nd Mortgage Broker to work with a market leading mortgage broker near London.
Key Responsibilities:
- To assess, source and obtain AIPs for 2nd Charge from the whole of market sourcing platforms.
- Complete where appropriate the underwriting process from application submission through to completion, including review and assessment of income and expenditure, affordability and overall fact find responsibility
- Carrying out initial enquiry checks to ensure applications meet the criteria of the requested product and clients' needs.
- Checking the validity and acceptability of documents sent in with the application against lenders criteria and managing ongoing lender communication.
- Assess proof of ID, Mortgage history, Equifax search, Proof of Income, Affordability, etc. in accordance with company and FCA procedures, and updating the system accordingly.
- Ensure workload is serviced to internal timeframes whilst maintaining positive relationship with all stakeholders with regular and informative updates.
- Undertaking additional duties as and when required within the team, including support of colleagues during periods of annual leave and attending client meetings where required.
- Working in line with our FCA regulatory requirements, including but not limited to the Data Protection Act, Data Security and Anti Money Laundering procedures.
- Ensure ongoing adherence to all internal processes and procedures.
- Delivering compliant and beneficial outcomes for customers seeking MCOB Advice and Recommendation services.