Underwriter/Senior Underwriter
London
£40k - £60k
The Role
Conduct Risk assessment on the leads that come in:
- Search credit bureau reports and other key resources to determine the borrowers levels of credit worthiness
- Perform detailed background checks on the borrower
- Deep review of the business bank statements
- Price all offers.
- Review of other financial docs as required (eg aged debtor reports, financial reports, Tax returns, etc).
- Determine the additional information needed to complete the review.
- Conduct phone interviews with applicants prior to funding (for deals over £50K).
The Requirements
- Strong communicator with clear speech and writing
- Good mathematical skills
- Strong experience in working with financial data
- Meticulous underwriter who tracks details and understands their impact on the approval process.
- Confident about the ultimate value of his/her decisions.
- Active learner interested in applying Company standards to transactions.
- Effective team player with the ability to work independently, exercise initiative and take ownership of projects.
- Commitment to continuous improvement
- Sense of accountability and pride in his/her work.