Mortgage Underwriter - Residential
Up to £42.500 + + Private Medical & Dental care + Pension Plan + Many more
Watford
Responsibilities for the 1st Charge Underwriter - CeMAP:
The overall responsibility of the role is to take ownership of allocated cases from inception to completion
- Enter and update borrower data in fusion lending platform.• Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines.• Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.• Provide concise and accurate updates to brokers.• Proactively chase brokers for outstanding requirements.• Ensure all underwriting is in line with company policy and within regulation.• Ensure that all cases are underwritten within the groups risk appetite.• Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.• Maintaining a pipeline of cases, overseeing cases from inception through to completion.• Maintain broker relationships that are integral to the growth for WOSL.• All work is to be carried out in accordance with the companies polices and procedures.Skills for the 1st Charge Underwriter - CeMAP:
- Ability to work as part of a team.• Pass internal competency tests post induction.• High attention to detail• Good written and verbal communication skills• An understanding of FCA regulations• Experience in underwriting 1sr and/or 2nd charge mortgage applications