Mortgage Underwriter
Kent
£37,000
Hybrid - 4 days office, 1 day remote
We are are looking for a Mortgage Underwriter to join a Kent based lender. The ideal candidate should be able to work well under pressure, operate within prescribed timescales, and show strong decision-making abilities, with experience within the Specialist BTL sector.
Responsibilities:
- Underwrite Mortgage Applications to high standards.
- Interpret CAIS/Credit data for all individual/company Applications.
- Assess Portfolio Landlords in accordance with current regulations and guidelines.
- Effectively, and proactively, manage their own pipeline.
- Provide training, knowledge and assistance to colleagues when required.
- Take ownership of complex cases and queries.
- Plan and prioritise allocated workloads against agreed service standards.
- Liaise with various internal departments to ensure the efficient progression of Applications.
- Ensure timely, accurate and appropriate responses to enquiries
- Escalating any relevant issues with Senior Management to proactively seek a resolution.
- Quickly identify errors and liaise with other departments to promptly resolve any issues.
- Build and maintain effective relationships with colleagues across the business.
Skills and experience:
- Fully understand the Mortgage process and have a strong knowledge of the Mortgage market.
- Strong understanding of Microsoft Word, Excel and Outlook is essential.
- Supports colleagues with a positive approach, seeking the best outcome.
- Adaptable working approach, with the ability to cope in a fast-changing environment.
- Proactively facilities positive changes/improvements to existing processes.
- Analytically minded with high attention to quality and detail.
- Has a minimum of 1 years underwriting experience within the mortgage market
- Must have previously held an Underwriting Mandate.
- Excellent communication skills.
- Ability to work under pressure and to strict deadlines.
- Strong planning and problem-solving skills.
- Previous experience within Specialist Lending