About the Commercial Banking Lending Manager:
Our client is a fantastic Challenger Bank with an excellent proposition within which SME Lending is a real area of expertise. The bank is continuing to scale and one of the positions they are excited to fulfil is a Lending Manager position based in Glasgow, within the SME team.
The SME Lending division offers commercial real estate investment loans and trading loans from £0.5m to small and medium-sized businesses in the UK. The role will be to support the end-to end lending processes though the customer journey, from onboarding through to loan completion.
Duties and responsibilities of the Commercial Banking Lending Manager:
- Develop & promote the Bank's reputation as an active, creative lender in the SME market.
- Support the delivery of the strategic objectives including delivery of income, strong customer advocacy and risk metrics.
- To retain clients, dealing with day to day enquires and maintaining a strong commercial approach to the portfolio.
- Drive lending pipeline in a timely and effective way, working collaboratively with the wider pod team.
- Maintain solid and strong primary relationship with solicitors and work collaboratively to deliver for our customers.
- Support prospective customers with the onboarding process. This will include capturing all the Know Your Business (KYB) and Know Your Customer (KYC) information.
- Support writing detailed Credit reports (incl detailed financial analysis) on complex cases to develop appropriate solutions and establish a strong working relationship with the Credit team.
- Monitor account portfolios, managing the overall credit risks and any irregular performance in line with the Credit policy.
- Attract, develop and maintain strong customer relationships driving continuous improvement with a view to build long-lasting relationships.
- Manage the pipeline and diary, take responsibility for ensuring the smoothest of customer journeys communicating effectively throughout - you are organised and a self-starter.
- Ensure regulatory and risk adherence at all times, ensuring positive customer outcomes are at the forefront of how you operate.
Experience & Knowledge of the Commercial Banking Lending Manager role:
- Proven relationship management /support experience within a Business / Commercial Bank environment
- Banking qualification ACIB or equivalent (desirable)
- Experience working with Brokers and other Intermediaries with access to SMEs
- Knowledge of EITHER Trading Business lending or Real Estate lending
- Extensive credit report writing skills and experience.
- A commercial awareness, in relation to the external competitive market but also the requirements and flexibility required of working within an SME organisation
- Advanced Microsoft skills - PowerPoint / Excel & Word
For more information about the Commercial Banking Lending Manager role or to apply send your CV now.