Employed Protection Adviser
London / £27,500 Basic, OTE £60,000.
Our client is a leading specialist one-stop mortgage and protection brokerage based in Canary Wharf, serving clients across the United Kingdom. We offer a comprehensive range of products including Mortgage Products, Insurance Products, Protection Products, Bridging, Commercial, Development Finance, Equity Release, Business Protection, Commercial Insurance, and Sharia Compliant Home Purchase Plans. Our mission is to provide our clients with the best possible solutions tailored to their unique needs.
Their Values:
- Integrity: We uphold the highest standards of honesty, transparency, and ethical conduct in all our interactions.
- Loyalty: We prioritise the best interests of our clients and colleagues, demonstrating unwavering support and dedication.
- Trust: We strive to earn and maintain the trust of our clients, stakeholders, and communities by consistently delivering on our promises and exceeding expectations.
Their Mission:
Our mission is to seamlessly connect the dots between our clients' financial needs and goals. By providing comprehensive information and services, we strive to be the go-to destination where individuals and businesses can find all their financial solutions under one roof. Our commitment is to simplify and optimise the financial journey for our clients, ensuring clarity, convenience, and success every step of the way.
Your Day to Day:
As a Protection Advisor, you will play a crucial role in helping clients secure the most suitable protection products and providing tailored financial solutions to match their unique circumstances. You will be responsible for assessing clients' financial information, creditworthiness, and eligibility, analysing and comparing protection products from various lenders and providers, and staying updated with new protection products and changes in protection regulation.
Key Responsibilities:
- Keep up-to-date with products, technical or legislative changes within the marketplace.
- Comply at all times with the Compliance and Training and Competence Procedures of our firm.
- Comply at all times with the requirements of the Financial Services and Markets Act 2000, and the FCA Principles, Rules and the Conduct Rules.
- Adhere to the cross-cutting rules and act in the spirit of the Consumer Duty to support the achievement of good Consumer Outcomes
- Identify and contact potential clients. Gather sufficient client information and identify client needs.
- Analyse information gathered and undertake sufficient research to make suitable insurance / protection recommendations.
- Complete all supporting documentation in an accurate manner.
- Attain and maintain competent status as defined by FCA and our firm.
- Maintain performance standards in accordance with those outlined in the Key Performance Indicators section of the Training and Competence procedures.
- Via self-assessment and feedback, identify Continuing Professional Development (CPD) needs to maintain and enhance Competent status and undertake appropriate activity to meet those needs. A minimum of 15 hours per annum of CPD is required.
Must Have's
- 1 years' experience advising experience.
- R05 desirable but not essential
- Unquestionable work ethic, a can and will do approach
- High Attention to detail
- Strong bias for action
- Naturally Organised
- Team Player
- Unafraid to take on new challenges, developing deep knowledge in new areas.
- Naturally personable individual, a great communicator who has a passion for their work and the people they work with.
- Can have fun whilst maintaining a professional outlook.
Why Work for Us:
- Leads: Prequalified leads booked direct into your diary from our call centre, lead generators and our mortgage advisers.
- Admin Support: Dedicated Admin Support, leaving you to focus on advising
- Directly Authorised: No Network Red Tape and open door policy to management and directors.
- Personal and Professional Development: We are committed to your growth with monthly reviews, proactive pay increases reflecting growing responsibilities, and a learning budget annually. Opportunity to progress with further qualifications to enhance professional development.
- Generous Leave: Enjoy 28 days holiday, an additional paid day off on your birthday,
- Pension Scheme: Automatic enrolment in our pension scheme.
- Recognition and Rewards: Gifts to say thanks when we reach company milestones & celebrations.
- Team Events & Socials: Regular team events and socials to foster a supportive and enjoyable work environment.
Equal Opportunities
Diversity and inclusion are a priority for us and we are making sure we have lots of support for all of our people to grow. We embrace diversity in all of its forms and fostering an inclusive environment for all people to do the best work of their lives with us. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.