CREDIT RISK MANAGER
NOTTINGHAM- ONCE A MONTH
SALARY UP TO £75,000
Join a leading lender where you will play a pivotal role in shaping and leading the credit risk strategies.
THE ROLE
- Lead the development, execution, and refinement of credit risk strategies across acquisition, account management, and decision-making processes.
- Guide and mentor a high-performing credit risk team, promoting a culture focused on growth, collaboration, and operational excellence.
- Own and continuously improve the credit risk policy framework, decision models, and governance structures to ensure regulatory compliance and audit readiness.
- Provide executive leadership with clear, data-driven insights into portfolio performance and emerging risk trends.
- Build and maintain statistical models (e.g., probability of default models, bureau-based and custom scorecards) to support credit underwriting and customer segmentation.
- Utilize credit bureau data (e.g., TransUnion, Experian) to inform, enhance, and fine-tune risk strategies.
- Perform in-depth exploratory data analysis and ensure high data quality through comprehensive cleaning and validation processes.
- Design and manage A/B testing frameworks to assess and optimize the performance of credit risk strategies.
REQUIREMENTS
- Experience with credit strategy implementation
- Experience building scorecards
- SAS/SQL/ Python
- Experience with credit bureau data
HOW TO APPLY
Please send CVs below or