Responsibilities
- To keep up-to-date with new product, technical or legislative changes within the marketplace.
- Comply at all times with the firm's Compliance; Training & Competence; Complaints and Data Security policies / procedures.
- To ensure that the firm's clients are treated fairly at all times.
- To work as part of a team alongside the firm's advisers and administrators to provide clients with a professional ongoing Financial Planning experience.
- Once in receipt of a completed 'factfind', research and collate all the relevant quantitative detailed information required to compile a financial services report.
- Check all paperwork / information is available to ensure that the client file meets the FCA's rules and requirements.
- Discuss the client's needs and objectives with the relevant adviser.
- Undertake research to identify suitable solutions to meet the client's needs and objectives.
- Where applicable, liaise with product providers and the client's legal and tax advisers.
- Prepare information and draft recommendation report and discuss with the relevant adviser.
- Prepare suitability reports in accordance with the agreed recommendations.
- Complete application / proposal forms and ensure all compliance paperwork is in order.
- Implement the chosen / agreed investment strategies.
- If required, organise and attend client meetings with adviser.
- Review investment portfolio, asset allocation, risk profile etc.
Critical Skills
- Excellent inter-personal skills, both written and verbal
- Excellent report writing skills.
- Good communication skills (written and verbal).
- Accurate with good attention to detail.
- Time management and ability to prioritise own work load.
- Good team working and liaison skills.
- Accuracy or work and attention to detail.
Critical Knowledge
- Detailed knowledge of the FCA's regulations and guidelines.
- Detailed knowledge of the FCA's and the firm's record keeping requirements.
- Broad knowledge of the financial services sector.
- High level of technical knowledge.
- Thorough knowledge of product research and analytical tools.