Job Title: Financial Planner
Location: High Wycombe
Position Type: Full-Time/Permanent - Employed and Self Employed opportunities available
Salary: £50,000 - £75,000+ plus Bonus on New and Ongoing fees
Job Overview:
As a Financial Planner, you will provide expert financial advice to clients, helping them achieve their financial goals and ensuring their long-term financial security. You will be responsible for understanding clients' financial needs, creating tailored financial plans, and recommending appropriate financial products. This role requires a deep understanding of financial regulations, investment options, and client management.
Key Responsibilities:
Client Relationship Management:
- Develop and maintain long-term relationships with clients.
- Conduct in-depth reviews of clients' financial circumstances, current provision, and future aims.
- Identify clients' financial objectives, risk tolerance, and current financial situation.
Financial Planning and Advice:
- Create and present tailored financial plans that include savings, investments, insurance, tax strategies, and retirement planning.
- Recommend suitable financial products based on clients' needs and risk profile.
- Provide clear, comprehensive, and unbiased financial advice in compliance with regulatory requirements.
- Review and revise financial plans in response to life or economic changes.
Compliance and Regulatory:
- Ensure all financial planning and advice activities comply with relevant regulations, including FCA requirements.
- Keep up-to-date with financial products, legislation, and industry trends.
- Maintain accurate and detailed records of all client interactions and advice given.
Business Development:
- Identify opportunities for new client acquisition and business growth.
- Network and build relationships with potential clients and referral partners.
- Participate in seminars, workshops, and other professional development activities to enhance skills and knowledge.
Team Collaboration:
- Work closely with colleagues in the financial planning and advisory team to share knowledge and best practices.
- Contribute to team objectives and support colleagues in achieving their targets.
Qualifications and Experience:
- Level 4 Diploma in Financial Planning or equivalent (e.g., CII Diploma in Regulated Financial Planning, CISI Investment Advice Diploma).
- Minimum of 2-3 years experience in financial planning, advisory, or a related role.
- In-depth knowledge of financial products, including pensions, investments, insurance, tax, and estate planning.
- Strong understanding of FCA regulations and compliance requirements.
- Proven track record of building and maintaining client relationships.
Desirable:
- Chartered Financial Planner status or progress towards achieving it.
- Experience with financial planning software and CRM systems.
- Experience in niche areas such as inheritance tax planning, long-term care, or corporate financial planning.
Skills and Competencies:
- Excellent interpersonal and communication skills, with the ability to explain complex financial concepts clearly.
- Strong analytical and problem-solving abilities.
- High attention to detail and accuracy.
- Ability to work independently and as part of a team.
- Strong organisational and time-management skills.
- Ethical and client-focused mindset.
Reference: 3317