£55K/yr to £70K/yr
Cardiff, Wales
Permanent, Variable

Senior Underwriter (Specialist Lending)

Posted by CooperGrey Recruitment Ltd.

The role:

We are currently working exclusively with a successful financial services business who wish to appoint a Senior Underwriter. Reporting to Head of Underwriting the role of Senior Underwriter will play a business critical role in assessing short-term mortgage applications to make informed lending decisions. Remote working available. Further responsibilities include...

  • Review & assess short-term mortgage applications with a focus on specialist lending, bridging (regulated and non-regulated), development and commercial loans
  • Analyse all information to assess risk levels
  • Apply established underwriting guidelines and procedures to evaluate applications
  • Identify the potential risks and challenges with applications and propose risk mitigation strategies
  • Collaborate with internal stakeholders to ensure efficient decision making processes
  • Stay updated on market trends and regulatory changes to inform underwriting decisions

The Company:

  • A successful and award-winning financial services business. Remote, hybrid/flexible working avaialable.

The Person:

  • c5 years of relevant underwriting experience in specialist mortgage underwriting (e.g. bridging, BTL, commercial and/or development lending etc.)
  • Regulatory and compliance knowledge related to banking and underwriting (KYC, AML etc.)
  • Strong analytical skills and evaluating risk to make informed decisions
  • Ability to solve problems with a strong attention to detail
  • Excellent interpersonal skills with the ability to work with effectively with internal and external stakeholders
  • A clear and concise communicator

Salary:

£55k - c£70k plus bonus, pension, health, 25 days, hybrid/flexible working

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