Job Title: Credit Underwriter
Salary: Starting from £34,080 plus an excellent benefits package
Location: Swindon
MAN Financial Services
- Agile working
- Enhanced parental leave
- Eligibility to annual bonus scheme
- Access to a fantastic loan car scheme
- 27 days annual leave plus bank holidays
- Competitive pension
- 4x basic salary life assurance
A Quote from Marc Blake our Credit Manager
"An exciting opportunity to join MAN Financial Services' Credit function as an Underwriter within a passionate and dedicated team. We are in a new chapter in MAN Financial Services' history (as part of the TRATON Group) and with the implementation of electric vehicle funding, this is an excellent opportunity to contribute to the growth of our B2B portfolio."
In this role you will:
- Evaluate and process retail and corporate credit applications in a timely, accurate manner, ensuring compliance with internal mandates, credit policies, and risk appetite frameworks.
- Prepare comprehensive credit line reviews for new and existing corporate clients, including in-depth account analysis, internal credit rating assessments, and review of documentation.
- Conduct scheduled and ad hoc credit reviews, ensuring timely renewal of credit lines in accordance with internal guidelines.
- Monitor ongoing customer performance, identifying variances from agreed credit terms or risk thresholds, and recommending appropriate credit actions or escalations.
- Foster strong working relationships with MAN Financial Service Business Development Managers to support both new business development and existing client renewals.
- Contribute to operational excellence by identifying areas for process improvement and supporting strategic initiatives and projects led by the Credit Manager or Head of Business Operations.
- Manage and resolve credit-related queries, ensuring efficient communication and resolution.
About you:
- Data Interpretation: Drawing conclusions from large sets of credit and market data.
- Analytical – Review and analyse financial statements, credit reports, and risk factors to assess creditworthiness effectively.
- Customer Service Orientation: Communicating underwriting decisions in a respectful, professional manner.
- Attention to Detail: Spotting discrepancies in applications or financial documentation.
- Teamwork: the ability to work well within a team as well as individually.
- Experience: minimum of 2 years underwriting experience, looking at both individual finances and company accounts, ideally including large corporate groups
If you're interested in this role we'd love to hear from you.
Closing date: 23/07/2025
Next steps:
1. If you like the sound of this position, please apply today.
2. A member of the MAN Financial Services Recruitment team will contact you to discuss your application.
3. If you are successful at that stage, you will be invited to have a conversation with the hiring manager.
We understand that every candidate is unique, and we strive to accommodate your needs. If you require any adjustments during the application process, please reach out to our Recruitment Team, we'll be happy to discuss these with you.
As a company, we are committed to protecting the privacy and security of your personal information. Our recruitment privacy notice details how information is collected, processed and how long it is retained for. For more information, please visit the MAN Financial Services UK website and head to the recruitment privacy statement, found at the bottom of our homepage.
Working for MAN Financial Services is not just about the job. It's about you too, and this is where the company goes the extra mile and provides an excellent benefits package which includes a pension scheme, complementary life insurance, financial incentive schemes and discounts on major retail outlets including groceries.
At MAN Financial Services we invest considerably in colleague development, and you can expect to receive comprehensive training and career progression not only in the UK but throughout our Global organisation.
We have a strong and supportive culture, where each individual is seen, respected and has the potential to contribute. We trust each other to act and make decisions, and we believe in a more flexible future workplace based on individual needs. For us, diversity and inclusion is a strategic necessity. By having colleagues with the widest possible range of skills, knowledge, backgrounds, and experiences, we ensure we have the right people and together with an inclusive corporate culture, this drives our business forward. We want our colleagues to feel proud and happy to work for us, no matter where they are from or who they are, and we strive to achieve an inclusive and family-friendly environment for everyone.
MAN Financial Services is dedicated to delivering exceptional products and services to our customers and the successful candidate will reflect our core values; CUSTOMER FIRST, RESPECT, ELIMINATION OF WASTE, RESPONSIBILITY and TEAM SPIRIT in all we do.