This is an exciting opportunity to join a growing organisation with a strategic focus on expanding its lending services in the Channel Islands. If you have experience in lending and are ready to take the next step in your career, this could be a great opportunity to explore.
Your responsibilities will include:
- Working as part of a busy front office lending team
- Meeting clients, answering queries and reviewing mortgage and loan applications within agreed SLAs (either via email or telephone) and delivering exceptional client service.
- Acting as both an internal and external credit advisor assessing client structures and devising client centric solutions
- Reviewing and renewing existing loan facilities
- Presenting cases at the bank's credit committee
- Assisting other Lending Officers in the approval and conclusion of the facilities they underwrite
- Working with other departments including Credit Risk & Credit Ops to ensure credit facilities remain within the company's defined risk strategy and ensuring that risk culture is built into all new product design, case submission and portfolio review
- Making recommendations for continuous improvement to the lending process
- Contributing to CI lending targets
Your qualifications and skills include:
- Minimum 5 years' finance/banking/lending experience (o equivalent)
- Holds or is prepared to undertake qualifications e.g. CEMAP
- Excellent administration skills
- Speed, accuracy and reliability
- Excellent communication skills
- Co-operative attitude