£25K/yr to £40K/yr
England, United Kingdom
Permanent, Variable

Second Charge Mortgage Advisor

Posted by Consegna .

Second Charge Mortgage Advisor Role

Up to £40k base + Uncapped Commission

Watford - Herefordshire

Consegna are proud to be working with one of the UK's most successful property Finance Specialist. The team takes pride in delivering top-notch service and clear communication, serving as experts in crafting solutions for all complex borrower needs. Dispensing with jargon and red tape, they offer reliable and straightforward guidance. As part of one of Europe's most successful property finance specialist lending businesses, the team enjoys access to exceptional career progression opportunities and company benefits.

Second Charge Mortgage Advisor Role

As a Second Charge Mortgage Advisor for the brokerage, you'll receive leads through an established network of introducers and a robust referral network. Your primary responsibility will be guiding clients throughout the mortgage process, assisting them in securing suitable mortgage products tailored to their needs and financial circumstances.

Key Responsibilities

  • Offer expert advice and guidance on second charge mortgages to clients.
  • Assist clients in securing the most suitable mortgage products tailored to their financial circumstances.
  • Analyse and compare mortgage products from various lenders.
  • Stay up-to-date with new mortgage products and changes in mortgage regulation.
  • Adhere to strict industry rules and guidelines, ensuring the provision of impartial and appropriate financial advice.

Second Charge Mortgage Advisor Package

  • Hours: 9am - 5:30pm
  • Fully Office-Based Position
  • Basic Salary: £35k - £40k OTE: £55k+
  • Full post-sales administrative support
  • 23 days holiday per year plus bank holidays
  • Private Medical and Dental coverage
  • Excellent transport links
  • Subsidised parking available

Desired Skills and Experience

  • Experienced and Qualified Mortgage Advisor
  • Prior experience with second charge mortgages
  • Experience in maintaining relationships with introducers
  • Ability to quickly build rapport and create lasting relationships
  • Dedication to providing outstanding customer service
  • Self-motivated and proactive attitude
  • Provide professional mortgage advice to clients, ensuring compliance with regulatory requirements and company policies.
  • Conduct thorough financial assessments and analysis to determine suitable mortgage products for clients.
  • Build and maintain strong relationships with clients, providing ongoing support and guidance throughout the mortgage application process.
  • Liaise with lenders and other stakeholders to facilitate smooth and efficient mortgage transactions.
  • Keep abreast of industry developments and market trends to provide up-to-date advice to clients.

Requirements:

  • CeMAP qualification or equivalent is essential.
  • Proven experience as a Residential Mortgage Advisor, with a strong track record of achieving sales targets.
  • Excellent communication and interpersonal skills, with the ability to build rapport with clients.
  • Sound knowledge of mortgage products, regulations, and lending criteria.
  • Ability to work independently and as part of a team in a fast-paced environment.
  • Strong attention to detail and organizational skills.

If you are a motivated 1st or 2nd Charge Mortgage looking for your next career opportunity, we would love to hear from you. Please contact Jay Garratt from Consegna Talent