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Role Title Underwriting Manager Reporting To Managing Director Division Safe World Hours Worked 37.5 Hours per week Role Type Permanent Company Safe World Insurance Group (UK) Ltd is a niche insurance company based in Lancashire. They specialise in Deposit Protection Insurance and Insurance Backed Guarantees for the UK home improvement industry, which is sold through insurance intermediaries, or purchased by several recognised consumer protection schemes. They began underwriting policies in 2018 and are one of the only UK based specialist underwriters of these products, with over a million policyholders, growing year on year. Our team has considerable experience in the home improvement industry and "Insurance Backed Guarantee" market, and we aim to continue building on our unique position in this market. You can find out more about us and the organisations we work with at: Role Purpose The Head of Underwriting will be responsible for the implementation of the Board's underwriting strategies both internally and within the broker network. You will contribute towards the delivery of Key Performance Indicators (KPIs) through monitoring performance of the brokers offering our policies. This will include, control of underwriting standards, business development activity, and ensuring that business written is done so in a technically excellent , adhering to the underwriting authority and standards. You'll also have a firm grasp of products in your line of business, the insurance market, and the changing competitor landscape. Longer term you will develop a small underwriting team, with underwriters based in our Brokers offices to provide underwriting support. Principal Accountabilities: Manage the Company's Underwriting and Pricing strategy. Provide fair and balanced underwriting decisions using the appropriate amount of evidence necessary. Assess risks that sit outside the standard risk's brokers can accept, without referral, under the ToBA. Analyse loss information, and broker and product profitability. Broker and ToBA relationship management. Monitor and interpret statistical data, including identification of trends, influences and anomalies on a case-by-case and local account basis. Support the business planning and forecasting process; monitor financial exposure within outlined limits; Maintain awareness of all claims advised while supporting and providing input on settlement of claims. Maintain underwriting documentation/files; keeping all documentation in order. Work with the wider team to develop requirements for statistical and insightful reports for the underwriting function. Support the business in the identification, design and implementation of potential new markets, products, and pricing. Desirable Skills Proven technical underwriting skills ideally within the general insurance market, such as property, home improvement, construction, broker markets. Excellent trading skills and a confident negotiator. Strong ability to build, develop, and maintain broker relationships. Achievement orientated, able to organise own workload to meet tight deadlines and with a positive attitude. A good team player - supportive of others with an enthusiastic and positive attitude Confident and engaging communication skills with the ability to challenge and influence others. ACII qualified or progression towards Full working knowledge of Microsoft Word, Excel, and Outlook Excellent attention to detail A positive "can do" attitude Strong communication & negotiation skills Job Types: Full-time, Permanent, 37.5 Hours per week. Monday to Friday 8.30-5 Why join us Fantastic opportunity to join small insurer in its formative years and play a significant role as it grows 37.5 hours / week (8.30 - 5, Monday - Friday) 25 days paid leave (plus Bank Holidays) Pension scheme (3% employer / 5% employee) Death in Service (after qualifying period) Free Parking Easy access to M6, M61 and M65, motorways Please note: As an Insurer, we are obligated to undertake due diligence in relation to employee's honesty and good repute. The successful candidate will be subject to initial and ongoing honesty and good repute checks, including reference checks, Credit Reference Agency checks, and we may also include Criminal Record checks, through the Disclosure Baring Service (DBS). All checks are undertaken by us, and there is no cost to any applicant or employee.
Development Underwriter - Scotland An exciting opportunity has arisen to join our clients Commercial Team as a Development Underwriter. They are looking for a candidate who thrives on trading and enjoys face to face interactions with our key customers. The perfect candidate will be enthusiastic, motivated and the face of trading in the Insurance market in Scotland. This is a great time to get on board and work with the team to create something special. The role: Profitably underwrite Commercial risks from wide suite of products on a case-by-case basis, within appetite and underwriting criteria. Manage your own diary to utilise your time in the best way possible across your broker panel. Uncover new business opportunities and work with your brokers partners in a solutions focussed manner to deliver exceptional propositions. Operate within company strategy and authority limits and refer all cases outside of strategy or individual limits. Develop and maintain strong trading relationships with our broking partners and leverage that relationship to deliver growth in line with the company plan. Deliver exceptional service to both brokers and internal stakeholders to set us apart from our competitors. Provide support and guidance to less experienced members of the team to share your knowledge and experience. Have your finger on the pulse of what is happening in the insurance market and be one step ahead. Your skills and experience: Strong trading skills with experience in developing broker accounts to achieve profitable growth. Underwriting knowledge, specifically with previous experience in Commercial Combined. Motivated, driven and adapts to change, positively displaying a can do attitude. Willingly provides help and support to others and has the ability to work cooperatively with others. Passionate about own development within the insurance industry. To assess and analyse data accurately and effectively. The ability to build and maintain internal and external relationships. A solutions focussed approach to trading. What's in it for me? 36.25 working hours per week, along with a range of flexible working options. Annual pay review and performance related bonus. 27 days holiday bank holidays, with the option to buy/sell holidays. Generous pension scheme. A range of health benefits such as company funded Private Medical Insurance, an annual health assessment and access to a 24/7 Virtual GP. Car Scheme - salary sacrifice scheme which lets you drive away a brand new, fully maintained and insured car for up to four years. Peace of mind, with our company funded Group Income Protection, Life Assurance plan with flexible options to increase or decrease the standard cover along with the option to opt in to our critical illness cover.