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Our client is a world leader in asset finance, providing vendor and equipment finance across various markets, including Hi-tech, Transport, Construction, Industrial, Medical, Public Sector, and Agriculture. As a Credit Underwriter, you will play a pivotal role in evaluating and underwriting business channels, maintaining governance, and promoting best practices in credit processes. Primary Responsibilities: Conduct thorough analysis of credit data and financial statements to determine risk in extending credit for mid-ticket transactions and sales-aid leasing/flow business as needed. Evaluate internal and external credit reference agency reports, broker information, and market reports to assess credit risk. Engage in due diligence meetings with internal and external stakeholders to clarify credit and collections information. Use internal credit tools to generate and evaluate financial ratios to assess customers' financial status. Assess collateral curve analysis in line with market, sector, and portfolio considerations to determine risk levels in extending credit. Prepare detailed risk reports with clear, concise, and rational recommendations for credit decisions on all mid-ticket transactions. Exercise personal sanctioning authority diligently and carefully; prepare recommendations for transactions beyond your sanctioning authority. Ensure compliance with industry guidelines and statutory regulations, including consumer credit, treating customers fairly, anti-money laundering, and data protection. Review existing transactions to evaluate payment history, collateral, and market/broker intelligence, and prepare recommendations for renewing internal credit ratings/facilities. Ensure all transactions presented for pay-out meet the appropriate credit sanctions and that all documentation is complete and properly executed. Qualifications and Skills: A minimum of 3-5 years of credit experience, with a focus on analyzing and interpreting financial statements and data across various industries and commercial backgrounds. Strong analytical skills balanced with commercial insight and business focus. Familiarity with asset finance and the range of product offerings and funding facilities available. Ability to confidently analyze unsecured and secured transactions in the mid-ticket sector. Excellent communication skills, both verbal and written, with the ability to engage with peers and senior management effectively. Good experience in risk assessment of structured lending and cash flow-based transactions. Proficiency in Microsoft Word and Excel. Additional Information: Due to the high volume of applications, we can only contact candidates with relevant skills for available positions. If you do not hear from us within one week, please assume that your application has not been successful. To proceed with your application, we will need to contact you via email, telephone, or text message. In accordance with GDPR regulations, by applying, you are consenting to these forms of communication. If selected for the next stage, you will be required to attend a full registration with one of our Consultants, which involves providing a current passport, relevant visas, proof of address, and completing competency-based tests and interviews. [Company Name] is an equal-opportunities employer and complies with all relevant UK legislation. How to Apply: If you are interested in this opportunity, please submit your CV and cover letter to [Contact Information]. We look forward to hearing from you
Property Paralegal £26k - £28k Richmond (TW9) office-based Your experience working in the Real Estate department of a law firm is highly sought after, by our client. They are an excellent law for, situated in a beautiful area of South-West London. They are seeking a talented individual to join their specialist residential and commercial property team. This is an excellent opportunity to provide administrative and technical support in a busy, collaborative environment. Your Role: Be the friendly face of the team, handling client enquiries and providing exceptional support by phone and email. Manage administrative tasks, ensuring high-quality work and accuracy across tasks such as preparing contract packs, legal documentation, and post-completion formalities (with training and supervision). Assist in commercial property transactions including acquisitions, disposals, and lease/licence transactions (with training and supervision). Support fee earners with diary management, meeting preparations, and legal and case-related research. Client Support and Development: Take an active role in client relationship management and care. Handle new business enquiries, prepare client terms of engagement, and support client onboarding for seamless transitions. Work with the marketing team to support business improvement and client service initiatives. File and Finance Management: Help with file opening, conflict checks, and ID requirements, ensuring all necessary documents are received and managed properly. Support the Property Team in achieving financial success through billing, financial management, and processing disbursements. Your Skills and Experience: Proven experience in a Property/Real Estate role. Strong verbal and written communication skills, with confidence in client-facing situations. Proficiency with Microsoft Office and document/case management systems. A proactive, resourceful, and organised approach to work, with a focus on detail and accuracy. Collaborative, adaptable, and capable of working independently. If you would like to learn more about this opportunity, contact Matthew Heard for a confidential discussion. LR Legal is a specialist legal recruitment agency with a reputation based on trust and integrity. We will always ask your permission before sending your CV to any of our clients. LR Legal Recruitment is operating as an Employment Agency in respect of this vacancy.