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Companies are the backbone of the stock and bond markets. Bloomberg Intelligence ("BI") conducts in-depth research on large and midsize companies to help stock and bond investors effectively evaluate those companies. We analyse the unique attributes of each business, how it competes against other companies in its industry and how the business strategies and successes translate into financial results. Our analysts also research the technology, regulation, litigation and economies that will shape the environment for these companies and the related industry impact. BI research is a combination of written analysis accompanied by interactive charting and analytics created from company reported data as well as industry and government data. Analysts review, check and curate this data into comprehensive and logically arranged dashboards to support their own research and to provide Bloomberg Terminal users a platform to view and analyse the data as well. Our Credit Research team provides unique insights and tools to help clients frame fundamentals and relative value of corporate bonds and CDS. What's the role: Covering an array of investment grade and high yield issuers in the Basic Materials/Metals sector You will be responsible for providing credit research coverage You will provide frequent research on both thematic and timely event driven analysis You will spend your day providing our clients with in-depth research and relative value thoughts on the key issuers and themes within these sectors. In addition, investor outreach, including webinars, calls and presentations will also be an important part of your day-to-day role You'll need to have: Significant buy-or-sell side credit research experience Extraordinary primary research and writing skills Knowledge of the Bloomberg Terminal Marketing or business development experience Excellent oral communication and presentation skills An entrepreneurial mind-set A passion for collaboration Strong organization skills and capable of handling multiple projects Knowledge of advanced concepts, practices, and procedures of finance and accounting Apply if you think we're a good match. We'll get in touch to let you know that the next steps are, but in the meantime feel free to have a look at: https://company/careers/working-here/news-and-research/?tactic-page588594 Bloomberg is an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of age, ancestry, color, gender identity or expression, genetic predisposition or carrier status, marital status, national or ethnic origin, race, religion or belief, sex, sexual orientation, sexual and other reproductive health decisions, parental or caring status, physical or mental disability, pregnancy or maternity/parental leave, protected veteran status, status as a victim of domestic violence, or any other classification protected by applicable law. Bloomberg provides reasonable adjustment/accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable adjustment/accommodation to apply for a job or to perform your job. Examples of reasonable adjustment/accommodation include but are not limited to making a change to the application process work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment. If you would prefer to discuss this confidentially, please email (mailto:) (Americas), (mailto:) (Europe, the Middle East and Africa), or (mailto:) (Asia-Pacific), based on the region you are submitting an application for. Alternatively, you can get support from our disability partner EmployAbility, please contact or .uk (mailto:.uk)
Our client is a world leader in asset finance, providing vendor and equipment finance across various markets, including Hi-tech, Transport, Construction, Industrial, Medical, Public Sector, and Agriculture. As a Credit Underwriter, you will play a pivotal role in evaluating and underwriting business channels, maintaining governance, and promoting best practices in credit processes. Primary Responsibilities: Conduct thorough analysis of credit data and financial statements to determine risk in extending credit for mid-ticket transactions and sales-aid leasing/flow business as needed. Evaluate internal and external credit reference agency reports, broker information, and market reports to assess credit risk. Engage in due diligence meetings with internal and external stakeholders to clarify credit and collections information. Use internal credit tools to generate and evaluate financial ratios to assess customers' financial status. Assess collateral curve analysis in line with market, sector, and portfolio considerations to determine risk levels in extending credit. Prepare detailed risk reports with clear, concise, and rational recommendations for credit decisions on all mid-ticket transactions. Exercise personal sanctioning authority diligently and carefully; prepare recommendations for transactions beyond your sanctioning authority. Ensure compliance with industry guidelines and statutory regulations, including consumer credit, treating customers fairly, anti-money laundering, and data protection. Review existing transactions to evaluate payment history, collateral, and market/broker intelligence, and prepare recommendations for renewing internal credit ratings/facilities. Ensure all transactions presented for pay-out meet the appropriate credit sanctions and that all documentation is complete and properly executed. Qualifications and Skills: A minimum of 3-5 years of credit experience, with a focus on analyzing and interpreting financial statements and data across various industries and commercial backgrounds. Strong analytical skills balanced with commercial insight and business focus. Familiarity with asset finance and the range of product offerings and funding facilities available. Ability to confidently analyze unsecured and secured transactions in the mid-ticket sector. Excellent communication skills, both verbal and written, with the ability to engage with peers and senior management effectively. Good experience in risk assessment of structured lending and cash flow-based transactions. Proficiency in Microsoft Word and Excel. Additional Information: Due to the high volume of applications, we can only contact candidates with relevant skills for available positions. If you do not hear from us within one week, please assume that your application has not been successful. To proceed with your application, we will need to contact you via email, telephone, or text message. In accordance with GDPR regulations, by applying, you are consenting to these forms of communication. If selected for the next stage, you will be required to attend a full registration with one of our Consultants, which involves providing a current passport, relevant visas, proof of address, and completing competency-based tests and interviews. [Company Name] is an equal-opportunities employer and complies with all relevant UK legislation. How to Apply: If you are interested in this opportunity, please submit your CV and cover letter to [Contact Information]. We look forward to hearing from you