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Credit Risk Manager cards payments This is a new and exclusive opportunity for a Credit Risk Manager to take the lead on the development, implementation and ongoing monitoring of credit risk strategies for Credit Cards This is a really interesting role with a lot of opportunity from day one Role details Title- Credit Risk Manager Business area: Credit Risk, cards, payments Location- flexible on location- office locations include London, Bradford, Chatham. We look for 1, 2 or 3 days in the office and otherwise flexible on your working arrangements Salary £70,000- £85,000 dependant on experience and location You and Your Team: As a Credit Risk Manager you will be responsible for the development, implementation and ongoing monitoring of credit risk strategies for Credit Cards - covering acquisitions and existing customer management - through providing clear recommendations on how best to drive good customer and business outcomes. In your day-to-day role, as a Credit Risk Manager you will: Establishing a credit risk framework - incorporating risk monitoring and feedback processes - to ensure appropriate decisioning for both customers and the business within the Group's risk appetite Driving the optimisation of lending decisions through test and learn initiatives to identify champion strategies Influencing stakeholders across the Group - ranging from peers to Senior Management - to gain buy-in and support to deliver change as required Leadership responsibilities: Setting a clear strategic vision for analysts within the Revolving Lending team, combining the distinct aspects of acquisition decisioning and existing customer management into a cohesive function Recruiting, developing and coaching colleagues to ensure the right level of capability, skills and engagement to maintain a high performing team Amongst others, so this role has a lot of ownership and responsibility from day one What we are looking for from you History of working within Credit Risk - preferably specialising in Credit Cards across the Credit lifecycle Strong numerical capability with experience in converting analytical information into a business narrative through strong commercial acumen This is a genuinely interesting role, with a lot of opportunity from day one For more information, and the chance to be considered, please do send through a CV Good luck! To find out more about Huxley, please visit www.huxley.com Huxley, a trading division of SThree Partnership LLP is acting as an Employment Agency in relation to this vacancy Registered office 1st Floor, 75 King William Street, London, EC4N 7BE, United Kingdom Partnership Number OC387148 England and Wales
Job Title - Credit Manager Job Type - Full-time, permanent Salary - £32,000 - £40,000 (dependant on experience) IPS Finance are working alongside a reputable business who are seeking an experienced Credit Manager to lead their credit control function. This role presents an exciting opportunity for a skilled Credit Manager to oversee credit risk assessment, credit policy implementation, and credit control strategies within a dynamic and supportive environment. Key Responsibilities Credit Control: Manage the end-to-end credit control process, including setting credit limits, monitoring customer accounts, and implementing collection strategies to minimize bad debt risk. Team Leadership: Lead and develop a team of credit control professionals, providing guidance, coaching, and support to ensure high performance and productivity. Credit Risk Assessment: Evaluate the creditworthiness of new and existing customers, utilizing financial analysis, credit reports, and other relevant information to assess risk levels. Credit Policy Development: Develop and implement credit policies and procedures in alignment with organizational goals and regulatory requirements, ensuring consistency and compliance across the business. Reporting and Analysis: Prepare regular reports on credit performance, aging analysis, and key credit metrics for management review, utilizing data insights to inform strategic decision-making. Continuous Improvement: Identify opportunities for process optimization and efficiency enhancements within the credit management function, driving continuous improvement initiatives. Experience & Skills Proven experience in credit management or related roles, with a comprehensive understanding of credit risk assessment, credit control, and collections. Strong leadership and management skills, with the ability to motivate and develop a team to achieve departmental goals and objectives. Effective communication and interpersonal skills, with the ability to build relationships and influence stakeholders at all levels of the organization. Commitment to upholding ethical standards and compliance with regulatory requirements. We appreciate your interest in this position and look forward to reviewing your application. Please note that only shortlisted candidates will be contacted for an interview.