As a Credit Analyst, you will play a crucial role in evaluating credit risk, assessing customer creditworthiness, and ensuring the financial health of their company.
You will analyse financial data, assess credit applications, and make recommendations to mitigate risk and optimise revenue generation.
Join a dynamic telecommunications company on the forefront of innovation and connectivity.
We are looking for a Credit Risk Analyst to join a leading energy supplier.
As the Credit Risk Analyst, you will be involved in liaising with both internal account managers and account management coordinators, as well as external clients and prospect clients, TPIs, credit rating agencies, credit insurance providers and credit insurance brokers regarding energy supply, contractual arrangements and credit management.
To be successful in this role, you will need to have knowledge and understanding of financial statements/ accounts, their structure and how to interpret financial data, alongside the ability to interpret qualitative data and also someone highly analytical with great problem-solving skills and experience.
A leading international bank with a solid foundation in the financial sector is seeking a Credit Analyst experienced in Commodity Finance.
Primary Objectives
Implement strategies to minimize the bank's credit-related losses through precise identification and measurement of credit risks in various proposals and reviews.
Furnish clear, unequivocal recommendations to the Credit Committee, ensuring adherence to the bank's credit policies and maintaining objectivity in the credit assessment process.
The analyst will primarily focus on the ongoing management and surveillance of SME and other corporate loan portfolios (secured and unsecured) of clients, ensuring compliance with policies, procedures and delivery within the relevant Service Level Agreements.
Key requirement is the ongoing and regular monitoring of the loan portfolio via i.a.
The periodic management information, other financial information provided by the borrower, covenant performance information, but also via communication with the borrowers, including regular face-to-face meetings.