As a Credit Underwriter, you will play a pivotal role in evaluating and underwriting business channels, maintaining governance, and promoting best practices in credit processes.
Our client is a world leader in asset finance, providing vendor and equipment finance across various markets, including Hi-tech, Transport, Construction, Industrial, Medical, Public Sector, and Agriculture.
Primary Responsibilities
Conduct thorough analysis of credit data and financial statements to determine risk in extending credit for mid-ticket transactions and sales-aid leasing/flow business as needed.
Due to our continued success, we have an exciting opportunity within the Credit Risk team for a Credit Underwriter working for a successful financial services company within the buy to let mortgage sector.
Reporting into the Credit Director, you will be based in Fleet working the hours of 9am 5pm with WFH options available after training.
You will receive a salary of up to £45k dependent on experience, a discretionary annual bonus, plus 25 days holiday, non-contributory pension, private healthcare, life assurance and income protection.
In this Assistant Credit Underwriter role, you will acquire the maximum amount of retail business whilst providing maximum protection to the portfolio ensuring an efficient and empathetic underwriting service to the dealer network.
Duties Include
Make credit lending decisions (or recommendations where outside own mandate) on consumer and corporate proposals and where necessary, structure a proposal within personal mandate to facilitate an approval.
Ensure KPI's are met (turnaround times and approval rates) whilst maintaining the quality of all decisions made.
Our client who are very well established within their industry are looking for a Credit Analyst to join their team.
Responsibility of the role is conducting credit assessment and underwriting soft assets inline with FC regulations.
The company are very well established, have a good reputation in the marketing place and offer a competitive benefits package, including hybrid working.
An additional role has arisen for a Mortgage Underwriter due to our continued success.
Having successfully recruited for the Underwriting team during 2023, we now have an additional vacancy for an Underwriter with previous mortgage experience to work as part of our wider Underwriting team reporting into your designated Team Leader in turn reporting into the Head of Underwriting.
You will be working alongside a team of underwriters and be working for a leading Buy to Let mortgage company who have continued to grow during 2023/24 and who can offer career progression and development.
Our client supports property development and investment professionals with access to small or large property backed loans for key projects.
City & Capital are delighted to be supporting a fast growing & highly respected investment house and commercial property finance lender who are on a huge growth curve, driven by strong investment, and ambitions to be the leading player in their sector.
The products on offer include bridging finance, development exits, BTL, portfolio BTL and commercial term mortgages.